The Jar Catches the First RainA clay pot sits on a weathered sill beside an old harbour town, filling silently from the first drops of the shower. In the soft morning light, this small, patient gathering shows how the beginning is already abundance—before anything else happens.Sv2 = Aut × Ra
Pay yourself first
Savings grow when saving happens automatically and the rate is set before spending.
The idea
Save before you spend Saving works when it happens first and without effort. Waiting to save what is left over usually leaves nothing.
Why this form
A product: a good rate you forget, or automation with a tiny rate, both save little.
Symbols
| Sv2 | Savings money that builds up 0 = none, 1 = six months of costs (0-1) |
| Aut | Automation saving happens without a decision 0 = by hand when you remember, 1 = moved on payday (0-1) |
| Ra | Saving rate share of income set aside 0 = nothing, 1 = a fifth or more (0-1) |
Checks
- Does money move to savings on payday by itself?
- Did I set the amount before spending?